Understanding the differences between traditional Medicare and Medicare Advantage can be confusing. Our insurance experts at Gardner Audiology took some time to create a visual to help explain the differences.
|Original Medicare||Medicare Advantage|
|includes hospital & medical insurance||“all in one” plan, includes hospital, medical, prescriptions, and extra benefits like dental, vision, and hearing|
|You can use any doctor or hospital throughout the US||In most cases you will have to use doctors in your plan’s network.|
|You pay a monthly premium for part B||You may pay a premium for the plan and a monthly premium|
|You can get supplemental coverage to cover the 20% Medicare co-insurance||You cannot buy or use separate supplemental coverage, meaning copays and out of pocket expenses are your responsibility.|
|Does not have coverage for vision, dental, or hearing||Usually has extra benefits, including dental, vision, and hearing|
|You do not need prior approval for services or supplies||You may need prior authorization and approval for services or supplies to be covered|
Open Enrollment is happening now! If you are thinking of switching from a traditional Medicare plan to a Medicare Advantage plan, this can be a useful tool to use in your decision-making. Many Medicare Advantage plans offer discounted pricing for hearing aids. Some plans even offer additional perks, including a supply of batteries, and a fixed amount of covered office visits.
Gardner Audiology works with both traditional Medicare and Medicare Advantage plans. If you are interested in learning more, or scheduling an appointment to discuss benefits with one of our Doctors of Audiology, please contact Gardner Audiology at 1-800-277-1182, or email firstname.lastname@example.org.